The undersigned hereby assumes all risk of accident, and expressly agrees that participation is at the discretion of the owners/skippers. West Sound Sailing Association, Port Orchard Yacht Club, and their officers, and the race committee, shall not be liable for any loss or injury growing out of participation in this race. I am aware that I must comply with the rules of the road, and that I have no special privileges under those rules with regard to non-racing traffic. I the undersigned also represent to the race organizers that my yacht has liability insurance currently in effect, covering property damage, personal injury and death, and that this policy covers yacht racing activities.